Study Abroad Horror Story

"There, I fixed it."

Not actually me

I’ve been slacking off when it comes to blogging for way too long. I regret not blogging while in Italy. :( Anyway, I’m back and I thought I’d start by telling you guys about the most dangerous/violent thing I experienced in Europe.

I got mugged! Who knew the streets of Turin were so rough? I wasn’t injured or anything, but it was a 3-on-1 situation. I was walking and talking (at 2:30 A.M.) on my phone when one guy grabs my phone out of my hand. I took it back and start walking away, but then the original guy and 2 others start chasing me down a nightclub street called Via Murazzi and shove me into a car. At that point, I handed the phone over because while I love my iPhone, I enjoy breathing much more.

Study abroad programs remind students to be careful getting drunk in a foreign country. They were right! The massive amount of alcohol flowing through my veins that night did me no favors. Textbook case of poor decision making, bad reflexes, and general confusion.

The Finances

The iPhone they stole was the one that I bought in Italy..for around $600. I have a perfectly good iPhone that I use in the States, but there’s no way I was going to pay AT&T’s roaming prices. I figured I’d buy an unlocked phone abroad and then sell it on eBay when I got home for almost as much as I paid. Great plan until you get mugged. ;)

But…I wasn’t totally screwed. I bought that phone with my Chase British Airways credit card. This card, like many, offers automatic consumer protection if something breaks or some thugs jack your shit. When I woke up the next day, I started the claims process.

Unfortunately, I didn’t get the maximum value. That’s because this type of coverage is secondary to any other insurance coverage you have. Since I’m covered under my dad’s homeowner’s insurance, Chase only paid $250. I could have got more, but that meant filing a homeowner’s claim and that would increase my dad’s rates and wasn’t worth it.

Still, $250 lessened the pain significantly.  This is why I like credit cards. You don’t get this type of awesome when you pay by cash or check. I definitely paid some stupid tax on this one, but it could have been worse.

Shout out to the nice English speaking Italians who called me a taxi so I could get home ASAP. You guys rock!

Photo credit: Bramus!

 

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One Response to Study Abroad Horror Story

  1. brent June 19, 2012 at 7:25 am #

    Good thing you weren’t stabbed or anything. That is why I told myself that if ever I get help up or get mugged, I would just give everything to those scumbags just so they would leave me alone.

    By the way I sent you an email regarding an ad inquiry.

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