You all can can calm down now. I’m back. I know that must have been scary – not having me around for a month will do that to you! I would apologize, but I’m not really sorry. That sounds horrible, but I’m 4000 miles from home having the time of my life. Writing kind of stopped being a priority for me once I landed in Torino. I’m back now though and I’m gonna work to get my blogger cred back (not that I had any to begin with…). After October 14th, I have 4 day weekends (you’re super jelly right now aren’t you?) so there’s no reason I can’t give you guys at least one post a week.

***********SUPER AWKWARD TRANSITION***********

Living in a foreign country affects your finances in a million different ways. Some good, some bad. Here are the things that have affected me the most:

Using a Different Currency – I spent 19 years of my life using green paper to buy stuff. Now I’m using Monopoly money. :). Using notes with different sizes and colors is smart though – especially for the visually impaired. Go Eurozone! The biggest change though is that people actually use 1 euro coins!

Cell Phones Are Prepaid – Few people here have a cell phone bill they pay every month. Everyone is prepaid and that means paying by the minute or per text! BUT, incoming calls are free. That means when people call me, I talk normally while they speed through the conversation, trying with everything they’ve got not to go over the 1:00 mark!

Credit Card Fees – I haven’t paid a single cent in ATM fees. Thanks, Capital One Online Checking! I did accidentally hand over my American Express instead of my Chase British Airways card though one time and paid 3% of the purchase price. Not sure how AMEX is still getting away with their “we’re the card for travelers, we love you, blah blah” bit.

Travel is Cheaper – Not paying for gas = Best thing ever. I’m sure I’m spending the same amount on different stuff now, primarily wine & eating out, but at least I get more enjoyment out of those things. For 18 euro a month, I get unlimited subway and bus rides in the entire city. Can’t beat that!

Overall, I’d say living here is actually cheaper than what I’d pay back home if I didn’t mooch off my parents. No complaints.

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4 Responses to Ciao!

  1. krantcents October 1, 2011 at 11:04 AM #

    I wish I were there! I wish I were a student again, carefree and living in a foreign country for a year. I can not think of anything better.Accumulate a lot of memories.

  2. Larry October 15, 2011 at 6:20 PM #

    Sono geloso di te.

  3. Tony @ Investorz Blog November 3, 2011 at 7:22 AM #

    Wait. Where in Europe did you go?

  4. Megan O'Neal March 14, 2012 at 8:52 PM #

    Hi – I’m an 18 year old HS student in Singapore. I know exactly what you’re going through although I still use my parents money (even though that won’t be happening for much longer because I-am-FINALLY graduating), I hear them all the time talking about the currency difference. When we travel around Singapore, mainly Thailand or Indonesia, their currency is just so different that you have literally, at least I don’t, have any idea how much I’m spending on things, which probably isn’t a good thing.
    Love your blog by the way. Really funny and enjoy reading it.

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