“Don’t worry guys, it’s kewl…”
I’ve been waiting weeks to have my application for a Citi Forward student credit card approved (or denied…). I applied for it shortly after my 18th birthday and received an additional form in the mail to fill out a few days later. Citi needed me to authorize the IRS to provide my tax receipt as proof of income. No doubt, this was the CARD Act of 2009 in action: No more 18 year olds getting credit if they don’t have an income.
I sent that form in ASAP and haven’t heard anything from Citi. Nada. Not one email, phone call, or postcard letting me know what’s going on.
Maybe….
A. Citi found out that I’m currently unemployed
B. Citi decided my income from part-time work in 2008 wasn’t high enough
C. Citi reads this blog and realized that I won’t be carrying a balance so I won’t be paying any interest
At this point, I honestly can’t say for certain what is taking them so long. I suppose it’s possible the IRS is dragging their feet and taking their good ‘ol time sending my tax information over.
Whatever the reason, I want my card! And I want it now!
Just kidding, I don’t want it that bad. But I would appreciate getting approved. I’d like to stop using my debit card for purchases, except for when I need some cash flow from the ATM. Having a credit card will let me accumulate some rewards and I’d rather thieves steal Citi’s money than the cash I have in my checking account.
Don’t leave me hanging Citi Bank!
